Occupational Accident Insurance
More Information Below
What is Covered Under an Occupational Accident Policy?
Occupational Accident is an insurance policy that insures independent contractors against covered injuries that happen in connection with work done through Poached Jobs. Occupational Accident provides benefits for medical expenses, disability, loss of life, survivor payments, dismemberment and paralysis for covered injuries directly caused by an accident on the job.
Do I have to sign up or enroll to be covered?
No enrollment is required, so you are obtaining benefits during the period you are working with Poached Jobs.
What Benefits are Included With Occupational Accident?
Accidental Medical Expense
Subject to policy limits, covered injuries that require Physician treatment and/or medical services that include but are not limited to: physician services, inpatient hospital and ICU stays and services, prescription drugs, ambulance transportation, lab tests, radiology, therapy services, durable medical equipment, extended care facilities, and home health care.
Accidental Death
A covered injury that results in death within 365 days will pay a lump sum payment.
If an Accidental Death Benefit is payable under the policy, your surviving spouse or dependent children will received benefits to a maximum monthly amount. You can designate an alternative beneficiary at your request. Please contact Bunker for a form.
Survivors Benefit
You will receive monthly benefits for specific covered injuries resulting in the loss of certain body parts. Benefits are paid monthly depending on the covered injury.
Accidental Dismemberment
Please Note: Accidental Death, Survivors Benefit, Accidental Dismemberment and Paralysis benefits are reduced if you are age 65 or over.
Add General Liability
General Liability Insurance protects you against customer accidents that can lead to lawsuits or medical bills. For example, if a customer burns themself on a dish or has an allergic reaction.
Get covered for as low as $250!
Am I Covered Under the Occupational Accident Policy?
If you are a U.S. independent contractor who suffered an injury while performing a service on or after May 1, 2021, you are covered under the policy.
I’ve already provided my services as an independent contractor on the Platform before the Occupational Accident Insurance launch date. Does Occupational Accident Insurance apply to me?
Beginning May 1, 2021, all U.S. independent contractors working with Poached Jobs will be automatically covered by Occupational Accident Insurance. This policy does not retroactively provide coverage for covered injuries sustained in an accident prior to the aforementioned effective date.
I was injured while performing a job for a competing service; will this policy cover that?
No. This policy only covers independent contractors while performing a service through the Poached Jobs platform. For broader coverage, you can purchase a General Liability policy that will cover any jobs that you take, for as low as $250 / year. Click here to get a quote!
In the event that I get injured, how do I file a claim?
If you become injured while performing services through Poached Jobs, an Occupational Accident Insurance claim will need to be reported immediately. To file a claim, please go to ondemand.gaig.com
If your injuries require immediate medical attention, please go directly to the nearest hospital/urgent care center for medical treatment or call 911.
I’d like more information, who can I contact?
Feel free to reach out to Bunker and their licensed insurance advisors for more information or a copy of your coverage. They can be reached Monday-Friday, 8am-5pm Central
Call their support team at 877-968-9108
Or email them at support@buildbunker.com
NOTE: This page is for informational purposes only. All coverages provided by Great American Insurance are subject to the policy terms, conditions, limitations, and exclusions. If there is a conflict between the information shown here and the actual insurance policy, the policy will govern.